David Vane

2647 Monocacy Ford Road

Frederick, MD
$ 769,000 Beds 4 Baths 3.5 Sq 5,257
Monthly Estimate* How much can I afford?

PRICE IMPROVEMENT! If you're not quite ready to downsize square footage or sacrifice luxury living spaces, but want all the convenience of a maintenance-free lifestyle, consider this Waterford model in popular Mill Island at Worman's Mill. This stately stone-front home not only features a signature main-level primary suite, giving one-level living at its best without compromising the space you need for guests, working from home, or hobbies on the other two levels, but also delivers a unique bonus in-law suite with ADA-accessible features on the lower level. The bright, voluminous interior offers a striking two-story entry foyer and a sweeping great room with a classic fireplace and soaring ceilings. A traditional parlor sits directly off the entry foyer to the right, and your formal dining room, complete with beautiful lighting and classic trim, is to the left (kitchen-adjacent). In the kitchen itself, you'll find a wealth of cherry cabinetry, a large prep island, new double wall ovens, a six-burner gas cooktop, quartz countertops, laundry space, a pantry, and access to the garage. The adjoining breakfast room is perfect for morning coffee and everyday meals, opening to a huge composite deck that features both a screened dining/lounge area and expansive unscreened space with plenty of room to entertain, create an outdoor living space, or perhaps start a container garden. The main-level primary suite includes walk-in closets, tray ceiling, and a private four-piece bath with a jetted garden-style soaking tub. The private upper level is an excellent option for guests, a home office, or hobby/flex space, complete with two cozy bedrooms and a full bathroom. Accessible via a motorized chairlift (which can easily be removed if not needed), the updated walkout lower level includes a rec room, a bedroom with hardwood flooring and a walkout entrance to the rear yard areaway, a large walk-in closet, an expanded ADA-accessible full bathroom with a roll-in shower, theater room, an additional finished flex room/den, and unfinished utility/storage space (with potential for a second washer/dryer to service the lower level). Throughout the home, you will find special touches like arches, architectural columns, and generous trim lines. The comprehensive monthly HOA for this courtyard-style stunner takes care of everything you need to stay focused on your lifestyle vs. weekend maintenance, lawn care, trash, and snow removal are included, plus access to the pool, clubhouse, extensive trails, and walkable activities throughout the community. Excellent location near commuter route access points, a wealth of options for shopping and nearby dining (including several popular restaurants on the neighborhood square), and just five minutes from all the excitement of Downtown Frederick. The sellers have just repositioned the asking price for a timely sale--Schedule your showing today

ACTIVE

  • Price
  • $ 769,000
  • City
  • Frederick
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • FREDERICK
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.12 Acres
  • Zip
  • 21701
  • Sqr Footage
  • 5,257
  • Year Built
  • 2005
  • Taxes
  • $ 11321
  • Style
  • French,Colonial,Georgian
  • MLS#
  • MDFR2088256
Listed By: Kristina M Jacobs Williams with Samson Properties - 3018828710;
Data Source: Bright MLS

Features

General

Living Area 5257
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement,Negotiable
Roof Composite,Architectural Shingle
Appliances Built-In Microwave,Cooktop - Down Draft,Dishwasher,Disposal,Dryer,Icemaker,Oven - Double,Oven - Wall,Refrigerator,Washer
Zoning PND
HOA Fee 375.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance,Lawn Maintenance,Pool(s),Road Maintenance,Snow Removal,Other
Architectural Style French,Colonial,Georgian,Other
Construction Materials Stone
School District FREDERICK COUNTY PUBLIC SCHOOLS
Year Built 2005
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 7B
Building Name WORMANS MILL
Accessibility Chairlift,Mobility Improvements,Roll-in Shower,Other
Assoc Fee Paid Per Monthly
County FREDERICK
New Construction No
Property Type Residential
Association Amenities Common Grounds,Community Center,Jog/Walk Path,Meeting Room,Party Room,Pool - Outdoor,Other
HOA Yes
Subdivision Name MILL ISLAND AT WORMAN'S MILL
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions Mill Island at Worman's Mill - first courtyard on left after Arbor Square,at the CHAPMAN courtyard entrance monument. Please park in the brick driveway in front of home.
City FREDERICK
Association Name WORMAN'S MILL CONSERVANCY
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 5369.00
Tax Assessed Value 665500.0
Tax Annual Amount 11321.0
Home Warranty Y/N Yes
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 236.11
Community Pool Features In Ground,Lap/Exercise,Other
Vacation Rental Y/N No
Total SQFT 5657
Standard Status Active
Year Built Source Assessor
Tax Lot 392

Interior Features

Interior Amenities Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Open,Formal/Separate Dining Room,Kitchen - Island,Primary Bath(s),Pantry,Recessed Lighting,Walk-in Closet(s),Wood Floors,Other
Heating Fuel Natural Gas
Basement Other,Fully Finished,Connecting Stairway,Daylight,Partial,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Mantel(s),Gas/Propane
Hot Water Natural Gas
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 3257
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 2000
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Game Room,Breakfast Room,Great Room,Recreation Room,Storage Room,Utility Room,Bathroom 1,Bathroom 2,Bathroom 3,Primary Ba
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 400
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Estimated
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 2
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 2
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 1
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 1
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Exterior Amenities Sidewalks,Street Lights,Tennis Court(s),Other
Pool Yes - Community
Parking Features Brick Driveway
Water Source Public
Total Parking Spaces 4
Garage Features Garage - Front Entry,Garage Door Opener
Type of Parking Attached Garage,Driveway
Land Use Code R
Foundation Details Concrete Perimeter
Water View Y/N No
Lot Size Acres 0.12
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 143300.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Room Details

Bathroom 1 Main
Bathroom 2 Upper 1
Bathroom 3 Lower 1
Bedroom 2 Upper 1
Bedroom 3 Upper 1
Bedroom 4 Lower 1
Breakfast Room Main
Dining Room Main
Game Room Lower 1
Great Room Main
Kitchen Main
Living Room Main
Primary Bathroom Main
Primary Bedroom Main
Recreation Room Lower 1
Screened Porch Main
Storage Room Lower 1
Utility Room Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/25/2026 Listed $799,000
9/8/2026 2% - $789,000
9/17/2026 3% - $769,000

Property vs Zip Code Average in 21701

Price
AVG $840K
$770K
Taxes
AVG $9,587
$11,321
Year Built
AVG 1977
2005
Visits
AVG 315
121
Data Provided by Inside Real Estate®

Areas That We Cover

2647 Monocacy Ford Road Frederick, MD is a Single Family Home for sale at $769000 with 5257 sqft and a lot size of 0.12 Acres Acre(s). 2647 Monocacy Ford Road Frederick has 4 bedrooms, 3 baths and was built in 2005. The property's zip code is 21701 which is in Frederick, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

David Vane

David Vane

Broker, Co-Founder

240-832-5671

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